The best way to save money is to, this is what you hear very often, write a shopping list. Do not just walk around the mall with your wallet filled with cash and credit cards and buy what your heart tells you to. Buy what you brain thinks is necessary!
Next, get a saving account. Bank in your allowance or paycheck straight into the bank and withdraw only a specific amount each month. Remind yourself to only spend that amount of money. Tell yourself all you have is only that amount of money! Make sure you apply for the bank card too so you can keep track on the amount of money you saved. There will be a huge feeling of satisfaction seeing your money doubled every month.
Credit card's promotions are very tempting especially when there are free movie tickets, free bags, or even cutleries! However, the more cards you have in your wallet, the more you will tend to spend. This will cause an excess in spending without even noticing till the end of the month when all your bills arrive. Therefore, keep a card in your wallet at a time only or the best way is to just apply for one bank only.
Bring your meals to work/school! This really works! Spending probably 5-10 bucks a day for a meal can sum up to 100-200 a month. You can save about 100 bucks a month by bringing your own food to work for at least 3 days a week. The 100 bucks extra can buy you a week of groceries.
Last but not least is to reward yourself! Set a target and a prize with it. It can be the pair of shoes you have always wanted, a nice meal or even a slight increase of the amount of money in your wallet the next month. Just make sure to not spend all the money you have saved.
These tips may be what you often read elsewhere and it may seem nothing to you because it is very basic but keep this in mind, every little step is a BIG step in achieving your goals.
Next, get a saving account. Bank in your allowance or paycheck straight into the bank and withdraw only a specific amount each month. Remind yourself to only spend that amount of money. Tell yourself all you have is only that amount of money! Make sure you apply for the bank card too so you can keep track on the amount of money you saved. There will be a huge feeling of satisfaction seeing your money doubled every month.
Credit card's promotions are very tempting especially when there are free movie tickets, free bags, or even cutleries! However, the more cards you have in your wallet, the more you will tend to spend. This will cause an excess in spending without even noticing till the end of the month when all your bills arrive. Therefore, keep a card in your wallet at a time only or the best way is to just apply for one bank only.
Bring your meals to work/school! This really works! Spending probably 5-10 bucks a day for a meal can sum up to 100-200 a month. You can save about 100 bucks a month by bringing your own food to work for at least 3 days a week. The 100 bucks extra can buy you a week of groceries.
Last but not least is to reward yourself! Set a target and a prize with it. It can be the pair of shoes you have always wanted, a nice meal or even a slight increase of the amount of money in your wallet the next month. Just make sure to not spend all the money you have saved.
These tips may be what you often read elsewhere and it may seem nothing to you because it is very basic but keep this in mind, every little step is a BIG step in achieving your goals.
Anna has been writing articles online for nearly 3 years now. Not only she does her own research in finance, you can also check out her latest website Princess Phone to learn more about latest deal of princess phones.
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